💰 SIP Calculator — Estimate Systematic Investment Returns

Enter your monthly investment amount, expected annual return percentage and investment period in years. Instantly see how much your systematic investment plan could grow to.

Finance Free · no sign-up Added 2026-10-30
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Private by design. This tool runs entirely in your browser — nothing you enter or add is uploaded to any server.

How it works

  1. Enter the amount you plan to invest every month.
  2. Provide the expected annual rate of return and the number of years.
  3. Click Calculate to see the projected corpus, total amount invested and wealth gained.

Examples

  • Investing ₹5,000 per month at 12% for 10 years grows to roughly ₹11.6 lakh.
  • Compare different monthly amounts or tenures to plan a goal.
  • Use a conservative return rate for more realistic long-term estimates.

Frequently asked questions

What formula does the SIP calculator use?

It uses the standard future value of an annuity formula: FV = P × (((1 + r)^n - 1) / r) × (1 + r) where r is the monthly rate and n is the number of months.

Are the results guaranteed?

No. The calculation is an estimate based on the constant return rate you enter. Actual mutual fund returns vary and are not guaranteed.

Is any data sent to a server?

No. All calculations run locally in your browser. Your investment figures stay private on your device.

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